Handle Disputes

Manage dispute and optimize your card portfolio

step 4

 

Worldline Card Issuing provides to Issuer an interface tool to handle exceptions and manage claims. Additionally, Worldline offers with the Customer Service Management a comprehensive Dispute and Chargeback handling service. The service includes:

  • Chargeback handling

  • Compliance Case handling

  • (Pre)arbitration handling

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Corporate hierarchy, as a Bank employee

Corporate hierarchy: As a Bank employee, I want to

Set up Corporate credit cards hierarchy

"to come"

Set up Corporate debit card hierarchy

"to come"

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Token management, as a Customer

Token management: As a Customer, I want to

Enroll to wallet

Tokenisation API

"to come"

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Dispute, as a Customer

Dispute: As a Customer, I want to

Raise a dispute case for a transaction and add receipt as a proof

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Transactions, as a customer

Transactions: As a customer, I want to

See a list of all transactions on different level of Corporate account/s

List operations for an account

The issuer can provide the “amount due” model, the minimum amount and the % in case of partial payer

See the transaction details

See the operations for my next statement

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Credit Account: as a customer, I want

Credit Account: As a customer, I want to

Change the credit limit

Close the credit card

Close card contract

(case of additional card)

or

Close contract

(if all cards of a contract must be closed)

Add a supplementary card to my card credit

Set up individual pricing for a specific customer

Create a consumer contract

The issuer can provide the fee models for a specific customer (account fee model, card fee model, membership fee model, account setup fee model)

See the customers payment free months

Change the minimum payment amount

Update account parameters

The issuer can provide the “amount due” model, the minimum amount and the % in case of partial payer

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Instant issuing

Instant issuing

As a customer, I want to issue card without plastic, to be used immediately

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Product Features. As a Customer,

Product Features. As a Customer, I want to

Change my embossing name

Update card contract

The change applies then for all next cards

Replace Card

The change applies only for the next card

Activate my card

Change my cash withdraw limit

Change my internet usage limit

Deliver card using express priority

Create a consumer contract

The issuer can provide the sending mode if a physical card (card order) is requested. Default sending mode is retrieved from configuration.

Change the delivery method of my card

Initial card creation:

Create a consumer contract

The issuer can override the delivery method for the first card. OR The issuer provides the distribution model reference for all next cards

For the next cards:

Update card contract

The issuer provides the distribution model reference for all next cards

Replace card

The issuer can override the delivery type for the current card and the delivery address

My card delivered to a temporary address

Replace card

The issuer can provide an address for the card replacement

Card renewal with the same card number (card not working)

Replace card

The issuer provides the replacement reason corresponding a card not working

Choose a PIN for a new Card

Get PIN digitally

Receive PIN reminder/view PIN

Change PIN delivery method

Initial card creation:

Create a consumer contract

The issuer can override the delivery method for the first PIN. OR The issuer provides the distribution model reference for all next PINs

For the next cards:

Update card contract

The issuer provides the distribution model reference for all next cards

Replace card

The issuer can override the delivery type for the current card and the delivery address

Block by card, as I have lost it

Unblock my card, as I reported it lost but now I have found it

I want to terminate my card

New validity period (card renewal with same card number)

Replace card

The expiry date can be overridden if this is allowed in the configuration

Change my spending limit

Change all addresses for my family

Transfer funds from my Credit card account to Bank Account

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Back Office team/Card Boarding Department

Back Office team/Card Boarding Department: As a customer, i want to

Order debit card

Create a consumer contract

The issuer should provide the corresponding debit product reference

Issue card without plastic, to be used immediately

Create a consumer contract

The issuer should provide the corresponding product reference

Add new cards to existing accounts

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Use Case Mapping

Use Case Mapping

As a Customer, I want to

As a Customer, I want to

As a Customer, I want to

As a Customer, I want to

As a Customer, I want to

As a Customer, I want to

As a Bank employee, I want to

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