Token management, as a Customer
Enroll to wallet
Tokenisation API
"to come"
Enroll to wallet
Tokenisation API
"to come"
Raise a dispute case for a transaction and add receipt as a proof
See a list of all transactions on different level of Corporate account/s
See the transaction details
See the operations for my next statement
Change the credit limit
Close the credit card
or
Add a supplementary card to my card credit
Set up individual pricing for a specific customer
See the customers payment free months
Change the minimum payment amount
As a customer, I want to issue card without plastic, to be used immediately
Change my embossing name
Activate my card
Change my geo-blockings
Deliver card using express priority
Change the delivery method of my card
Initial card creation:
For the next cards:
My card delivered to a temporary address
Card renewal with the same card number (card not working)
I want to turn internet usage on/off
Turn contactless on / Off
Choose a PIN for a new Card
Get PIN digitally
Change PIN delivery method
Initial card creation:
For the next cards:
Block by card, as I have lost it
Unblock my card, as I reported it lost but now I have found it
I want to terminate my card
New validity period (card renewal with same card number)
Block all gambling/online gambling with my card
Change all addresses for my family
Transfer funds from my Credit card account to Bank Account
Order debit card
Issue card without plastic, to be used immediately
Add new cards to existing accounts
As a Customer, I want to
As a Customer, I want to
As a Customer, I want to
As a Customer, I want to
As a Customer, I want to
As a Customer, I want to
As a Customer, I want to
As a Bank employee, I want to
Buy now, pay later is a payment method that allows consumers to buy a product immediately and pay later. This payment method is gaining popularity around the world, especially among younger consumers.
Buy Now Pay Later works like this: Consumers make purchases online or in-store, then select the Buy Now Pay Later payment method. The consumer can then select a later payment date that is convenient to him. Depending on the terms of the contract, fees or interest may apply to this payment method.
Buy now, pay later offers consumers several benefits, including the ability to defer payments to a later date, which can help during temporary financial hardship. Additionally, consumers can better manage their budgets by spreading payments over multiple months.
Card Control enables the cardholder to manage his card in real-time. Cards can be managed via the banking app or online banking through our APIs
The cardholder knows best his habits and preferences for card usage. Card Control allows him/her to customize a card in different aspects. Some examples: set card limits on different channels – in-store/online/contactless payments, cash withdrawals at ATM. As well it is possible to block chosen payment channels or certain merchant categories (e.g., casinos, liquor store, etc.). Geographical reach can also be controlled: countries can be blocked or enabled for card payments. All the mentioned features can be set for a specific period of time. Altogether, a variety of features and its combination provide a detailed customization.
Thanks to a comprehensive customization, Card Control becomes a first step towards risk mitigation. Through spending limit management, country and merchant category blocks, spend notifications, etc. the cardholder gets alert about fraudulent activities and can prevent it. Next to this, extensive card self-management options lead to fewer disputes and a lower number of calls to the customer care center.
Card Control allows the cardholder to personalize his card overriding the issuer specific standard settings. The customization is achieved by updating and overriding cards authorization restrictions and velocity limits.
Each authorization restriction override is based on an existing authorization restriction. First step is to retrieve the authorizationRestrictionReference through the list of existing authorization restriction by calling the API List of authorization restriction for account. Second step is to modify the authorization restriction using the API Create authorization restriction override. The override created could be then updated using the appropriate API.
Similar process applies to velocity limits. A default velocity limit could be overwritten by Velocity limit overrides API that allows to modify number and amount of authorizations allowed for a specific time period. The override created could be then updated and deleted using the appropriate API.