As account holder needs to grant access to their data, the process of retrieving account data consists of several main steps, also visible in the diagram below:
- Consent preparation
- Consent initiation
- Consent authorisation
- Data retrieval
We prepared a set of functions supporting these steps (the white boxes in the diagram). Each of those functions have a page with more explanation. You can choose how to integrate:
- Using Worldline Open Banking functions directly. This allows you to control the user experience, but will require more integration effort due to various combinations of authorisation flows.
- Using ready-to-go components (Bank Selection Interface and Push Notification). This will provide you with a streamlined integration due to a set of white labeled screens which support bank selection and guide users through the consent steps while handling the complexity of consent authorisation flows. Additionally, you can choose to receive push notifications during the initiation and authorisation phase of the consent whenever the consent status changes.
Data retrieval is done with API's during the validity time of the consent (up to 6 months). You can consult consent's validity by using dedicated get consent status endpoint.
