You already had a closer look on our Open Banking products and would like to learn more on Account Validation?
Worldline Account Validation enables merchants to verify whether a cardholder's account exists when setting up recurring or bill payments. It is also used for validating a 'card-not-present' purchase before execution or submitting an authorization request for the full amount of a recurring payment, without affecting the availability of the cardholder's funds.
Additionally, Worldline Account Validation allows payers to confirm whether an issuer will accept a payment transaction on behalf of a specific payee for the actual transaction amount. This confirmation occurs before collecting funds from the payer and initiating the payment transaction authorization to credit the recipient's account.
To implement Account Validation, please have a look at the Account Information section.
In addition, you will need to handle end user's bank selection and redirection to your software. For faster integration and better user experience we offer Worldline Bank Selection Interface - a set of predefined screens that could be customized with your branding allowing to choose the banks and handling the complexity of different PSD2 authorization flows (redirect / decoupled / embedded), so that you will be able to focus on your product and leave the boring stuff to us.
Additionally you should also check the following sections:
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Access management module
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Reach directory - to consult what banks are connected to our platform and how you can identify implementation differences across banks
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Bank Selection Interface (optional) - in case you would like to implement Worldline's predefined screens for bank selection and redirection to/from the bank
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Back office (optional) - in case you would like to manually check your transactions or manage setup of your clients in Worldline's systems