Worldline Open Banking products are developed on top of Worldline Open Banking Platform. All products wrapped up on one central interface supported by user friendly bank selection dialogue. We offer simplified access to 3500 banks.
Open Banking Platform consists of several elements that you might use depending on the use case:
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Access management module to define who can access Open Banking services. We setup your access rights during onboarding phase while you can manage the access rights of your clients (aka initiating parties) if applicable.
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Authorization module to provide your public certificate and retrieve authorization token.
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Open Banking API to pull account data and initiate payments using your or Worldline's PSD2 license.
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Reach directory to review a list of supported banks and implementation differences between the banks
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Predefined bank selection screens for better user experience and faster go live.
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Notifications API to get notified on events that you subscribed for (e.g. payment status change).
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Back office portal allowing to onboard and manage your clients, view transactions and create refunds.
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Credit scoring portal allowing to search credit scoring requests and view data used for the calculation.
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Refund API helping merchants to issue account based refunds for a payment processed via Open Banking API.
To implement our products, you will need to check documentation of of each one of the relevant sections:
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Open Banking Reach Account Verification Business Financial Management |
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| Account-to-account payments |
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| Credit Insight |
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| IDeal / iDeal 2.0 |
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| SEPA Payments suite |
You can get in touch with us to receive your quotation and for implementation support.