This API definition is provided for responding PSPs participating in the Worldline VoP Hub ecosystem and EPC scheme. It allows the Hub to dynamically retrieve account holder identification data to provide answers to requesting PSPs, verifying the identity of payee for their payer user (Requester).
The data of the responding PSP can remain under its control and in the desired infrastructure.
Features
The service, exposed by the responding PSP, will receive an account identifier and information about the requesting PSP performing the VoP request, and return account holder identification data to the Worldline VoP Hub, which will in turn compute a matching result to answer the VoP request.
The API supports returning multiple names, as well as additional identifiers when supported by the responding bank.
API Security
- Authentication: The Worldline VoP Hub uses an authentication service that adheres to the OIDC standard protocol.
For enhanced security, the client must present an (qualified) SSL certificate to authenticate. - Secure Communication: All communications utilize MTLS with TLS 1.2 or higher, ensuring that data in transit is secure.
To learn more about how security at the transport layer is implemented through encryption, token management, and digital signatures to protect communication and authentication processes, please visit our Security pages.