Welcome to Open Banking

The Open Banking Section of the Developer Portal gives you all information you need to follow the steps from Onboarding to Go Live. If you want to check out our available APIs, please browse our API Catalogue.

What is Open Banking? 

Open Banking, driven by the Revised Payment Services Directive (PSD2), facilitates secure connectivity between banks, Third Party Providers (TPPs) and their clients. TPPs can access financial data or initiate payments from their customers’ banks via APIs after the customer grants access.  Open Banking APIs could be used for various purposes, such as Accounting Automation, Cash Management, Credit Scoring Decisions, personal Finance Management etc. 

WL Open Banking Products

Payments Products

Implementation

To learn more about implementation of Payments Products please have a look at the  Payments Products section. To implement Open Banking Products you will need to check the Payments and Account Data sections.

Worldline Bank Connect

Bank Connect enables banks to initiate payments on behalf of their retail or business clients to move funds between own accounts or to pay others. We will support you in registration of your PSD2 license with the user banks of your choice.

Learn more? Please switch to the Bank Connect Section.  

Worldline Account-to-Account Payments

Account-to-Account Payments is a mobile-native solution that allows merchants and acquirers to facilitate payments directly from a customer’s bank account. 

Learn more? Please switch to the Account-to-Account Payment section.  

iDEAL 2.0 

Worldline iDeal platform supports banks to process iDeal transactions of their customers.

Learn more? Please switch to the iDEAL 2.0 section.  

Account Data Products

To learn more about implementation of account data products please have a look at the Account data section.

Worldline Bank Connect

Bank Connect enables banks to pull banking data on behalf of their retail or business clients. The data could be used to offer aggregated financial overview to your client. We will support you in registration of your PSD2 license with the user banks of your choice.

Learn more? Please switch to the Account-to-Account Payment Section.  

Worldline Account Insights

Account Insights allows any company to verify end user's account number, balance or account name. The service can be used whenever you need to collect user’s IBAN to prevent fraud or manual errors. 

Learn more? Please switch to the Account Information Section.  

Worldline Credit Insight

Credit Insight enables you to assess a customer’s creditworthiness in a faster and more accurate way. 

Learn more? Please switch to the Worldline Credit Insight Section. 

Verification of Payee Products

To learn more about implementation of Verification of Payee products, please have a look at the Verification of Payee section.

Requesting PSP

The Requesting PSP products enable you to fulfil the role of Requesting PSP in the EPC Verification of Payee scheme.

Learn more ? Please switch to the Requesting PSP Section.

Responding PSP

The Responding PSP products enable you to fulfil the role of Responding PSP in the EPC Verification of Payee scheme.

Learn more ? Please switch to the Responding PSP Section.

What are the Steps from Onboarding to Go Live?

Switch to Implementation Steps in order to obtain more information on the typical implementation steps.

Supported Countries

With a single integration you can reach more than 3500 banks in Europe and the list keeps growing. To learn more about the countries we are supporting, please switch to the Supported Countries section.

Glossary

Some Open Banking specific expressions sound unfamiliar to you? Please access our Glossary.

Need any help?

Do not hesitate to contact us in case you have any queries related to technical implementation or you would like to receive a quotation. Additional information can be found on our Website. You can also get in touch with our Sales Team for a demo and to discuss your needs.

If you would like to explore our products through a personalised demo at our Innovation Experience Centre in Paris please switch to the

WL Innovation & Experience Centre Website to get in touch. We're excited to help you!

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